PRIVACY POLICY

This Privacy Policy explains how Ron Sellers & Associates may collect, use, and/or disclose personally identifiable information (“Personal Information”) gathered from and about you while accessing our web site.

Consent
In using this web site, you acknowledge you have read and understand this Privacy Policy and consent to the collection, use, and/or disclosure of Personal Information as explained below. You further acknowledge you have read and understand this web site's Terms of Use and agree to abide by them. This Privacy Policy applies only to your use of this web site. Any sites which you link to from this site are subject to their own respective Privacy Policies and/or Terms of Use, for which we have no control and you should review upon visiting those sites.

Personal Information collection
This web site collects Personal Information which may include, but may not be limited to:

• Personal identifiers, including but not limited to your Social Security Number, date of birth, names of family members, addresses and telephone numbers;


• Types of benefits and claims filed;


• Cookies and IP addresses (as these terms are described below). In certain circumstances, when you seek to obtain products or services through the web site, or make other requests, we may obtain Personal Information about you from other sources, such as:
  

  Our affiliates;
  Consumer reporting agencies;
  Your employer;
  State and federal agencies; or
  Other third parties as permitted under the law

The types of Personal Information we gather, its use and disclosure
We may use the Personal Information referenced above to complete requested transactions, provide requested products and services, inform you about additional products and services, and perform functions related to the services we offer. We may also disclose such Personal Information to affiliates and nonaffiliated third parties, or in compliance with applicable federal or state laws or pursuant to a subpoena. 
We may also use Personal Information in offering or preparing various products and/or services which may be beneficial or of interest to you, or which our affiliates and/or nonaffiliated third parties offer and may be of interest or benefit to you. Should you wish to opt out of any such potential marketing, please contact us in writing at the address below to make such a request.
We do not disclose Personal Information about your health or medical conditions or treatment, except as necessary to process or service requested or authorized transactions, or as otherwise required by law.

When we gather Personal Information, it is in ways that are both readily apparent and perhaps not so apparent. Examples of the former would be via fill-in-the-blank forms and e-mail correspondence. Examples of the latter methods would be the use of cookies or the recording of Internet protocol addresses. These are explained below.

• Cookies are small computer files that a web site sends to your Internet browser and which are typically stored on your hard drive. They help our web site remember information about you and your preferences, so these reappear the next time you visit the site. You can control how cookies are saved on your computer through the options in your web browser.
  
  
• IP addresses are unique numeric identifiers assigned to your computer each time you access the Internet. Think of these as your temporary cyberspace street address which changes each time you access the Internet. They do not contain personally identifiable information, and we use them to track visitors as they navigate our web site. This allows us to diagnose problem on the site, track usage patterns and volume, and otherwise administer and improve the web site.

Helpful links
You may find links to other web sites on our web pages. When you click these links, a new browser window opens and you will leave our web site in that window. We are neither associated with nor bear a responsibility for these links or the content found on these sites, nor have we or do we assess such content or vouch for the reliability, accuracy or trustworthiness of the linked sites. The links are simply offered as a courtesy. Any reliance by you upon information contained on any of these linked sites is at your own risk.

Security
With respect to our internal uses of Personal Information, we restrict access to such Personal Information to employees who need to know that Personal Information pursuant to their job functions and our internal business operations. This web site uses reasonable physical, electronic, and procedural safeguards to protect your Personal Information from unauthorized access.
However, you should also take care to protect your individual computer(s) from unauthorized access – whether remotely (such as with hackers) or directly by visitors in your home or office. In using public computer terminals (such as one in a library or store), ensure you do not save password or otherwise store them on the machine. Some ways you can exercise caution include using passwords that combine numbers and letters, and installing a firewall and security software on your personal computer. You may also want to turn off your modem or Internet access when not on the Internet.

Use of the site by children younger than 18
This web site is not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from those younger than age 18. If you are younger than 18, please do not use this web site without parental supervision.

Changes to this Policy
We reserve the right to change this Privacy Policy at any time, and any such changes will be posted on this Privacy Policy page. The date of the latest version of this Privacy Policy appears at the bottom of the page. Your continued use of this web site constitutes acceptance of any changes between the last time you accessed the site and the current session of use.

Access to your records
You may review the Personal Information we retain regarding any policy issued by us or our related entities to you or service(s) we provide for you at any time by contacting us to schedule a time for such a review. In the event you discover any errors or inaccuracies in such information, please contact us in writing at the address below so that we may address your concerns and have accurate information on file.

Contacting us
Please direct any questions or concerns about this Privacy Policy to:

This Privacy Policy was last revised on June 25, 2007.

---

Securities are offered through International Assets Advisory LLC, member FINRA/SIPC. The following are IAA LLC’s Business Continuity Plan and Anti-Money Laundering policy:

INTERNATIONAL ASSETS ADVISORY, LLC

Anti-money laundering program

In response to the terrorist attacks on September 11, 2001 , the US Congress passed the USA Patriot Act (Patriot Act). Section 326 of the Patriot Act provides that Treasury and SEC issue a rule that, at a minimum, requires broker/dealers to implement reasonable procedures to: (1) verify the identity of any person seeking to open an account, to the extent reasonable and practicable; (2) maintain records of the information used to verify the person's identity; and (3) determine whether the person appears on any lists of known or suspected terrorists or terrorist organizations provided to brokers or dealers by any government agency.

For more information on the USA Patriot Act please visit the FINRA website at www.finra.org

INTERNATIONAL ASSETS ADVISORY, LLC

Business continuity planning disclosure statement

International Assets has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Contacting Us - If after a significant business disruption you cannot contact us as you usually do at 407-254-1500 or 800-432-0000 , you should call our clearing firm, Pershing LLC at 800-443-4342 / www.pershing.com for instructions on how it may provide prompt access to funds and securities, enter orders and process other trade-related, cash, and security transfer transactions.

Our Business Continuity Plan - We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm's books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data back up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.

Our clearing firm, Pershing LLC, backs up our important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its own operations and be able to complete existing transactions and accept new transactions and payments within 24 to 48 hours or sooner. Your orders and requests for funds and securities could be delayed during this period.

Varying Disruptions - Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to Pershing LLC when needed and expect to recover and resume business as soon as possible. In a disruption affecting our business district, city, or region, again, we will transfer our operations to Pershing LLC, which is located at a site outside of the affected area, and recover and resume business as soon as possible. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our web site www.iaac.com or our customer emergency number, 800-443-4342 how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer's prompt access to their funds and securities.

For more information - If you have questions about our business continuity planning, you can contact us at 407-254-1500 or 800-432-0000 or contact your financial advisor.